Golf carts aren’t just for the fairway anymore. From gated communities and retirement neighborhoods to small-town errands and local events, golf carts have become a popular (and fun) way to get around. But with more time on the road—or even just around your property—comes an important question: Do you need insurance for your golf cart?
👉 In most cases, yes. Here’s why:
- Liability protection: Accidents can happen, and if your golf cart causes injury or damage, you could be held financially responsible.
- Theft or damage: Just like a car, your golf cart is an investment. Insurance can cover repair or replacement if it's stolen, vandalized, or damaged.
- State & HOA rules: Some states and homeowners’ associations require golf cart insurance—especially if you're driving on public roads or within community grounds.
🛡️ What does golf cart insurance typically cover?
- Bodily injury & property damage liability
- Collision & comprehensive coverage
- Uninsured motorist protection
- Medical payments
Before you hit the road (or the green), make sure you’re covered. We can help you find the right protection for your cart—and your peace of mind.
📞 Ready to roll safely? Contact us today for a quick golf cart insurance quote!