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Home > Blog > Aloha Insurance Blog Page 2
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Aloha Insurance Blog Page 2

View the latest blog posts from Aloha Insurance.

Wednesday, June 25, 2025

What coverage do I need beyond state minimums?

State minimums often leave huge gaps. You can request: • Liability limits high enough to protect your assets • Uninsured motorist coverage • Comprehensive and collision for your car • Umbrella policies for extra protection Disclaimer: This blog/statement/Question & Answers… is for informational purposes only. READ MORE >>

Wednesday, June 25, 2025

How can I lower my auto insurance rates?

Aloha makes it easy: • Bundle with your home • Enroll in safe driving programs • Raise deductibles (strategically) • Maintain a clean driving record • Review your policy annually with us We’re proactive in finding ways to reduce your rates without sacrificing coverage, give us a call today to review your quote(s) and/or policy's. READ MORE >>

Wednesday, June 25, 2025

How do my driving record and credit score affect my rates?

Both are key pricing factors. A clean record and strong credit score generally mean lower premiums. If either has improved, Aloha can rescore your policy (in most cases) and find better pricing with another carrier—something captive agents can’t always do. READ MORE >>

Wednesday, June 25, 2025

Does my policy cover rental cars or borrowed vehicles?

In some cases your policies may offer some coverage for rentals and borrowed cars, especially for liability. However, it depends on your carrier and coverage type. Please call us to verify your coverages so we can review.   Disclaimer: This blog/statement/Question & Answers… is for informational purposes only. READ MORE >>

Wednesday, June 25, 2025

What factors are used to determine my premium?

Many factors impact your rate: • Driving history • Vehicle type • Location • Age and gender • Coverage levels • Credit-based insurance score • Claims history We analyze these for you to place you with the carrier that rates you most favorably.   READ MORE >>

Wednesday, June 25, 2025

How does filing a claim affect my rates?

It depends on the type and frequency of claims. One small (comprehensive) claim might not impact your rates, but multiple or major claims could. Aloha helps you weigh the pros and cons of filing a claim—and we’ll always look out for long-term savings. Call us today to understand how a claim could impact your policy rates. READ MORE >>

Tuesday, June 24, 2025

¿Por Qué Es Importante Tener un Seguro para Casa Móvil?

Tu casa móvil merece la misma protección que cualquier otra vivienda. Ya sea que vivas en ella todo el año o solo en temporadas, el seguro adecuado te brinda tranquilidad—especialmente en lugares como Colorado, donde los riesgos de granizo, viento e incendios están en aumento. READ MORE >>

Monday, June 23, 2025

Telematics: The Smart Way to Save on Your Car Insurance

🚗💡 Telematics: The Future of Auto Insurance Savings Looking to cut your car insurance costs without cutting corners? Telematics might be your solution. Programs like DriveSafe, Snapshot, and RightTrack use smart technology to track your driving habits—like braking, acceleration, and mileage. READ MORE >>

Friday, June 20, 2025

?? Auto Insurance Near Me – Find Affordable Coverage Today

🚗 Auto Insurance Near Me – Find Affordable Coverage Today If you’ve ever searched for “auto insurance near me,” you’re not alone. Whether you're a new driver or simply shopping for better rates, having the right local auto insurance matters. READ MORE >>

Wednesday, June 18, 2025

Understanding Auto, Home, and Umbrella Insurance Coverage

When it comes to protecting your assets and future, having the right insurance policies in place is essential. Auto, home, and umbrella insurance work together to form a powerful shield against unexpected life events. Auto insurance helps cover damages from car accidents, theft, or vandalism. READ MORE >>

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