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Home > Blog > Dwelling Fire Insurance / Maintenance Tips: Keeping Your Home Safe
TUESDAY, APRIL 15, 2025

Dwelling Fire Insurance / Maintenance Tips: Keeping Your Home Safe

Home fires can be devastating, but many are preventable with proper maintenance and awareness. Regular upkeep of your home's fire safety systems and potential hazards can significantly reduce the risk of a fire. Here are some essential dwelling fire maintenance tips to keep your home and family safe.

1. Check Smoke Alarms Regularly

  • Test smoke alarms monthly by pressing the test button.
  • Replace batteries at least once a year (or use long-life lithium batteries).
  • Replace the entire smoke alarm unit every 10 years.
  • Install smoke alarms on every level of your home, including inside and outside sleeping areas.

2. Maintain Fire Extinguishers

  • Keep at least one ABC-rated fire extinguisher in an easily accessible location (kitchen, garage, near exits).
  • Check the pressure gauge monthly to ensure it’s charged.
  • Replace or recharge extinguishers after use or if expired (typically every 5-10 years).

3. Inspect Electrical Wiring & Outlets

  • Look for frayed wires, loose plugs, or scorch marks near outlets.
  • Avoid overloading circuits with too many devices.
  • Hire a licensed electrician to inspect older homes (especially those with knob-and-tube wiring).
  • Replace damaged cords immediately.

4. Clean Dryer Vents & Lint Traps

  • Remove lint from the dryer filter after every use.
  • Clean the dryer vent duct at least once a year to prevent lint buildup (a leading cause of house fires).
  • Ensure the dryer vent exhausts outside the home, not into an attic or crawl space.

5. Service Heating Systems Annually

  • Have furnaces, boilers, and chimneys inspected and cleaned by a professional before winter.
  • Keep space heaters at least 3 feet away from flammable materials (curtains, furniture, bedding).
  • Turn off portable heaters when leaving the room or going to sleep.

6. Practice Safe Cooking Habits

  • Never leave cooking food unattended—most home fires start in the kitchen.
  • Keep flammable items (oven mitts, towels, paper) away from the stovetop.
  • Install a fire extinguisher or keep baking soda nearby to smother grease fires (never use water!).

7. Clear Clutter & Flammable Materials

  • Store gasoline, propane, and other flammables outside the home in a well-ventilated area.
  • Keep firewood, leaves, and debris away from the house (at least 30 feet).
  • Avoid storing boxes or junk near furnaces, water heaters, or electrical panels.

8. Create & Practice a Fire Escape Plan

  • Have two exits from every room (door + window if possible).
  • Designate a meeting spot outside (mailbox, neighbor’s house).
  • Practice fire drills twice a year with all household members.

Final Thoughts

Preventing fires starts with regular maintenance and awareness. By following these tips, you can minimize risks and ensure your home remains a safe haven. Stay vigilant, stay prepared, and protect what matters most!

Do you have any fire safety tips to share? Let us know in the comments!

www.alohainsuranceco.com

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Disclaimer: This blog is for informational purposes only. Policy terms and conditions vary by provider—always read your insurance contract carefully.

Posted 4:42 PM

Tags: dwelling fire insurance, dp3 insurance, rental property insurance, vacant home insurance, landlord insurance, fire coverage for homes, property insurance for investors, secondary home insurance, dp3 vs ho3 insurance, best insurance for rental properties
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