Dwelling fire insurance is a lesser-known but powerful policy designed to protect structures that may not qualify for traditional homeowners insurance. Whether you own a rental property, a vacation home, or a vacant building, this policy covers damage from fire, lightning, smoke, explosions, and more—depending on the coverage level you choose (DP-1, DP-2, or DP-3).
It’s especially ideal for landlords or investors who want to ensure their property remains protected while not being their primary residence. Unlike homeowners insurance, it typically does not cover personal belongings inside the home, making it more affordable and tailored to property-only protection.
If you’re looking for peace of mind for your investment properties, dwelling fire insurance could be the answer.
Aloha Insurance
📍 8753 Yates Dr, Ste 200, Westminster, CO 80031
📞 (303) 489-0889
🌐 www.alohainsuranceco.com
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Disclaimer: This blog is for informational purposes only. Policy terms and conditions vary by provider—always read your insurance contract carefully.