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Aloha Insurance Blog

View the latest blog posts from Aloha Insurance.

Friday, June 27, 2025

Understanding SR-22 Insurance: What You Need to Know

If you’ve been told you need SR-22 insurance, you might be wondering what it is and why it’s required. An SR-22 is not an insurance policy but a certificate proving you have the minimum required auto insurance coverage. READ MORE >>

Thursday, June 26, 2025

The Ultimate Guide to E-Bike Insurance in Westminster, Colorado

Electric bikes (e-bikes) are transforming transportation in Westminster, Colorado, offering an eco-friendly, cost-effective, and fun way to navigate our vibrant city. Whether you're cruising along the Big Dry Creek Trail or commuting to work near Westminster City Park, your e-bike is a valuable investment. READ MORE >>

Thursday, June 26, 2025

Do You Need E-Bike Insurance? Here’s What Smart Riders Are Doing

Why Insure Your E-Bike? Most homeowners and renters insurance does not fully cover electric bikes, especially if: It’s worth over $1,000 It’s used for commuting It has a throttle (classified more like a motor vehicle) Without the right policy, you could be out thousands after a crash, theft, or injury lawsuit. READ MORE >>

Wednesday, June 25, 2025

What can I expect as a customer of Aloha Insurance Agency?

When you call, you’ll get always get one of our 4 licensed agents on the line. As you can see from our Google reviews, we pride ourselves on outstanding customer service!   Disclaimer: This blog/statement/Question & Answers… is for informational purposes only. READ MORE >>

Wednesday, June 25, 2025

Can we bundle Auto Insurance & Home Insurance?

Yes, by bundling your auto & Home insurance you can save up to 15% - 25% when you bundle   Disclaimer: This blog/statement/Question & Answers… is for informational purposes only. Policy terms and conditions vary by provider—always read your insurance contract carefully. READ MORE >>

Wednesday, June 25, 2025

Does Aloha Insurance offer Usage-Based & Safe Driver Programs?

Yes, programs like Telematics, DriveSafe, and Snapshot offer real-time discounts based on your driving behavior. These tools reward safe drivers with lower premiums, making it a smart choice for consumers looking to save on insurance by practicing good driving habits.   READ MORE >>

Wednesday, June 25, 2025

Why are my premiums increasing, and can I get a better rate?

Premiums may rise due to inflation, claim frequency, or changes in risk models—but that doesn't mean you’re stuck. As an independent, top-rated agency, Aloha shops multiple carriers to find you the most competitive rate every year upon request.   READ MORE >>

Wednesday, June 25, 2025

What discounts are available?

Tons! At Aloha Insurance, we help you stack savings with: • Bundling home and auto • Safe driver discounts • Claims-free history • Good student rates • Loyalty discounts • Telematics • Protective devices (alarms, sprinklers, etc.) Let us find every discount you're eligible for—it's what we do. READ MORE >>

Wednesday, June 25, 2025

hat happens if my insurer cancels my policy or exits my state?

No stress. As an independent agency, Aloha isn’t tied to just one carrier. If your insurer leaves the state or drops coverage, we immediately re-shop your policy with our top-rated partners to maintain your coverage—often with better pricing and benefits.   READ MORE >>

Wednesday, June 25, 2025

What coverage do I need beyond state minimums?

State minimums often leave huge gaps. You can request: • Liability limits high enough to protect your assets • Uninsured motorist coverage • Comprehensive and collision for your car • Umbrella policies for extra protection Disclaimer: This blog/statement/Question & Answers… is for informational purposes only. READ MORE >>

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