If you own a rental property, vacation home, or older house not occupied year-round, Dwelling Fire Insurance is a must. But not all dwelling fire policies are created equal—enter the DP3 policy, the Cadillac of coverage.
What Is a Dwelling Fire Policy?
A Dwelling Fire Policy (often called DP insurance) protects structures like:
- Rental homes
- Vacation properties
- Older or less frequently occupied homes
It covers damage from fire, wind, hail, vandalism, and more—depending on the level you choose (DP1, DP2, or DP3).
Why Choose DP3?
DP3 is the most comprehensive:
- Covers your property for most perils (unless excluded)
- Replacement cost coverage (not just depreciated value)
- Includes loss of rental income if your tenant has to move out after a claim
Bottom Line:
If you’re a landlord or own a second property, DP3 insurance gives you peace of mind and the most protection. It’s not just about fire—it’s about smart coverage.
Aloha Insurance
8753 Yates Dr Ste 200 Westminster CO 80031
BUS: 303-489-0889
#ALOHAINSURANCECO
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Disclaimer: This blog is for informational purposes only. Policy terms and conditions vary by provider—always read your insurance contract carefully.
