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Home > Blog > What Is SR-22 Insurance and Why You Might Need It
TUESDAY, APRIL 29, 2025

What Is SR-22 Insurance and Why You Might Need It

SR-22 insurance isn’t a type of policy—it’s a form your insurance company files with the state to prove you have the required liability coverage. You might need an SR-22 if you’ve had a DUI, multiple traffic violations, or drove without insurance.

It’s often referred to as “high-risk” insurance, and while it may raise your premiums, it’s not forever. Most states require it for 3 years. Once you maintain a clean record and fulfill the requirement, you're back to standard coverage.

Need help with SR-22? Talk to your insurer—they’ll handle the paperwork and keep you compliant.

www.alohainsuranceco.com

Aloha Insurance

8753 Yates Dr Ste 200 Westminster CO 80031

BUS:  303-489-0889

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Disclaimer: This blog is for informational purposes only. Policy terms and conditions vary by provider—always read your insurance contract carefully.

Posted 6:40 PM

Tags: sr-22 insurance, high-risk auto insurance, dui insurance, sr-22 form, driving without insurance, traffic violations, car insurance requirements, state filing, license reinstatement, insurance premiums, auto insurance compliance
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